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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; Featured Posts</title>
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	<link>http://keenerfinancial.com</link>
	<description>personal financial planning, financial advisor in Dallas Fort Worth, financial advisor in Keller, TX, fee only financial planner, hourly financial planner, investment advice, retirement planning, college planning, divorce financial planning, budgeting and debt management</description>
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		<title>July 2010 Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/july-2010-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/july-2010-personal-finance-newsletter#comments</comments>
		<pubDate>Thu, 15 Jul 2010 15:41:35 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[college savings]]></category>
		<category><![CDATA[college scholarship strategies]]></category>
		<category><![CDATA[financial planning newsletter]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[investment market conditions]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[required minimum distributions]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1309</guid>
		<description><![CDATA[The July 2010 financial planning newsletter is now available.  Topics include today&#8217;s investment market conditions, low mortgage interest rates, college scholarship strategies, required minimum distributions for 2010, and a reminder on staying vigilent against identity theft.  An invitation to July&#8217;s free personal finance workshop on college savings strategies at the Keller Public Library is also included.  [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interviewed by Wall Street Journal on keeping investing costs low</title>
		<link>http://keenerfinancial.com/interviewed-by-wall-street-journal-on-keeping-investing-costs-low</link>
		<comments>http://keenerfinancial.com/interviewed-by-wall-street-journal-on-keeping-investing-costs-low#comments</comments>
		<pubDate>Tue, 22 Jun 2010 18:19:56 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Media Coverage]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[investment costs]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1305</guid>
		<description><![CDATA[I was recently interviewed for the Wall Street Journal&#8217;s website about the importance of keeping investing costs low and how costs affect your long-term investment returns.  You can read the article at WSJ.com.
]]></description>
		<wfw:commentRss>http://keenerfinancial.com/interviewed-by-wall-street-journal-on-keeping-investing-costs-low/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should you pay off the mortgage?</title>
		<link>http://keenerfinancial.com/should-you-pay-off-the-mortgage</link>
		<comments>http://keenerfinancial.com/should-you-pay-off-the-mortgage#comments</comments>
		<pubDate>Tue, 18 May 2010 20:32:24 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Living Well]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage pay-off]]></category>
		<category><![CDATA[pay off the house]]></category>
		<category><![CDATA[retirement decisions]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1284</guid>
		<description><![CDATA[One of the best financially freeing moments in life is the day you compare your savings and mortgage principal balances and realize that you could pay off your mortgage if you wanted to.  If you’re at that point, congratulations!  If you’re not there yet, keep saving; it can come sooner than you think.
Of course, immediately [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Pension Max: Is it right for you?</title>
		<link>http://keenerfinancial.com/pension-max-is-it-right-for-you</link>
		<comments>http://keenerfinancial.com/pension-max-is-it-right-for-you#comments</comments>
		<pubDate>Tue, 15 Dec 2009 16:48:05 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[pension benefit]]></category>
		<category><![CDATA[pension election]]></category>
		<category><![CDATA[pension max]]></category>
		<category><![CDATA[pension max strategy]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1101</guid>
		<description><![CDATA[If you’re near retirement and have a pension, you may be considering a pension max strategy.  With all the variables involved, it can be challenging to determine if it’s really in your best interest. 
 First – what is pension max?  
 Pension max is used by married couples to increase their net retirement income while still protecting [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best Financial Planner Award</title>
		<link>http://keenerfinancial.com/best-financial-planner-award</link>
		<comments>http://keenerfinancial.com/best-financial-planner-award#comments</comments>
		<pubDate>Wed, 23 Sep 2009 14:34:19 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Media Coverage]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[best financial planner]]></category>
		<category><![CDATA[Keller best financial planner]]></category>
		<category><![CDATA[Keller best financial planner award]]></category>
		<category><![CDATA[Keller Citizen best financial planner]]></category>
		<category><![CDATA[Keller financial planner]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=968</guid>
		<description><![CDATA[The Keller Citizen released their Best of the Best 2009 issue this morning, and I&#8217;m delighted to share that I  was voted best financial planner in Keller by readers of the paper. 
Thank you to everyone that voted!  I greatly enjoy being a part of the Keller community and appreciate your support. 
To view the winners in all the categories, [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/best-financial-planner-award/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who should consider Roth conversion</title>
		<link>http://keenerfinancial.com/who-should-consider-roth-conversion</link>
		<comments>http://keenerfinancial.com/who-should-consider-roth-conversion#comments</comments>
		<pubDate>Fri, 18 Sep 2009 16:01:32 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2010 Roth Conversion]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA conversion]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=956</guid>
		<description><![CDATA[Given the historic opportunity of 2010 to spread the tax payment over 2 years in 2011 and 2012, everyone with a traditional IRA should take at least one look at Roth IRA conversion for next year.
It is most beneficial to you when all of these apply:

You&#8217;ll pay the resulting &#8220;conversion&#8221; tax with non-IRA funds
You have [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Roth IRA Conversion Overview</title>
		<link>http://keenerfinancial.com/roth-ira-conversion-overview</link>
		<comments>http://keenerfinancial.com/roth-ira-conversion-overview#comments</comments>
		<pubDate>Mon, 14 Sep 2009 20:07:16 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[2010 Roth Conversion]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA conversion]]></category>
		<category><![CDATA[Roth IRA video]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=937</guid>
		<description><![CDATA[Through 2009, converting an IRA from a traditional IRA to Roth is only available for those with household incomes under $100,000.  Beginning next year, that changes.  However, a lot of people aren&#8217;t aware of the upcoming changes &#8212; according to Financial Planning magazine, only 42% of advisor clients were aware of the new Roth IRA conversion [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/roth-ira-conversion-overview/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Free Financial Advice in Keller</title>
		<link>http://keenerfinancial.com/free-financial-advice-in-keller</link>
		<comments>http://keenerfinancial.com/free-financial-advice-in-keller#comments</comments>
		<pubDate>Tue, 08 Sep 2009 17:48:39 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[financial planning week]]></category>
		<category><![CDATA[free financial advice]]></category>
		<category><![CDATA[Keller financial planning]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=913</guid>
		<description><![CDATA[Free financial advice will be available to residents of Keller, TX for Financial Planning Week October 5-12, 2009.  Many individuals and families are facing financial challenges or uncertainty right now.  Retirement plans are shifting.  Investments are volatile.  Jobs are less secure.  And debt is a bigger issue than ever.  In this environment, people are hungry for [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/free-financial-advice-in-keller/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>New Texas Teacher Long-Term Care Insurance Option</title>
		<link>http://keenerfinancial.com/new-texas-teacher-long-term-care-insurance-option</link>
		<comments>http://keenerfinancial.com/new-texas-teacher-long-term-care-insurance-option#comments</comments>
		<pubDate>Fri, 04 Sep 2009 14:00:42 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[Genworth long-term care]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[teacher long-term care insurance]]></category>
		<category><![CDATA[Texas teachers benefits]]></category>
		<category><![CDATA[TRS benefits]]></category>
		<category><![CDATA[TRS long-term care insurance]]></category>
		<category><![CDATA[TX teachers benefits]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=897</guid>
		<description><![CDATA[Beginning on September 1 this year, the new long-term care insurance provider for the Texas Teacher Retirement System (TRS) switched from Aetna to Genworth.  During open enrollment from September 15 &#8211; November 15 this year, teachers will have the option to sign up for this insurance.  If you&#8217;re thinking about getting long-term care insurance anytime soon, [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/new-texas-teacher-long-term-care-insurance-option/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>September 2009 Newsletter</title>
		<link>http://keenerfinancial.com/september-2009-newsletter</link>
		<comments>http://keenerfinancial.com/september-2009-newsletter#comments</comments>
		<pubDate>Wed, 02 Sep 2009 15:06:02 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[2010 retirement plan contribution limits]]></category>
		<category><![CDATA[401(k) contribution limits]]></category>
		<category><![CDATA[403(b) contribution limits]]></category>
		<category><![CDATA[college student health insurance]]></category>
		<category><![CDATA[Keener Financial Planning Dallas location]]></category>
		<category><![CDATA[newsletter]]></category>
		<category><![CDATA[TSP contribution limits]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=893</guid>
		<description><![CDATA[The September 2009 newsletter is now available.  It includes information on 2010 retirement plan contribution limits, health insurance protection for college students, KFP&#8217;s new Dallas office, and more.  To read it, click here.
]]></description>
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		<slash:comments>0</slash:comments>
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