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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; Legislative Changes</title>
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	<link>http://keenerfinancial.com</link>
	<description>personal financial planning, financial advisor in Dallas Fort Worth, financial advisor in Keller, TX, fee only financial planner, hourly financial planner, investment advice, retirement planning, college planning, divorce financial planning, budgeting and debt management</description>
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		<title>February Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/february-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=february-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/february-personal-finance-newsletter#comments</comments>
		<pubDate>Mon, 14 Feb 2011 17:52:26 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[cost basis]]></category>
		<category><![CDATA[health care law]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[market update]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[RMDs]]></category>
		<category><![CDATA[tax-free charitable contributions]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1445</guid>
		<description><![CDATA[The February personal finance newsletter is now available.  In addition to the investing market update, the topics are:

Extension of tax-free charitable contribution option from IRAs for those over 70 1/2
New cost basis reporting rules (important for those with taxable investment accounts)
Summary of the health care law provisions going into effect this year

Click here to read [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>January 2011 Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/january-2011-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=january-2011-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/january-2011-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 14 Jan 2011 19:53:31 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[college planning]]></category>
		<category><![CDATA[estate tax]]></category>
		<category><![CDATA[market update]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1432</guid>
		<description><![CDATA[The January newsletter is now available with a 2010 investment market recap, a humorous look at investing resolutions for the new year, and details on the estate tax changes enacted in December.  It also includes an announcement of topics for the Keller Public Library personal finance workshop series for January &#8211; June.  Click here to [...]]]></description>
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		</item>
		<item>
		<title>December Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/december-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=december-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/december-personal-finance-newsletter#comments</comments>
		<pubDate>Thu, 16 Dec 2010 19:26:01 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1428</guid>
		<description><![CDATA[The December 2010 personal finance newsletter is now available.  It includes an important update on social security rules, 2011 IRS mileage rates, considerations in rolling your traditional 401(k) to a Roth IRA, and changes to the adoption assistance program.  As always, there&#8217;s also an investment market update.  Please click here to view the newsletter.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/october-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=october-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/october-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 15 Oct 2010 13:47:25 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2011 social security COLA]]></category>
		<category><![CDATA[free financial workshops]]></category>
		<category><![CDATA[investment market]]></category>
		<category><![CDATA[medicare open enrollment]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1388</guid>
		<description><![CDATA[The October 2010 personal finance newsletter is now available.  It includes information on social security, medicare open enrollment season, year-end investment planning, and the new small business jobs act provisions.  In addition, an investment market update and information on free financial workshops in Keller (TX) are always covered.  To view the newsletter, click here.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>September Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/september-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=september-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/september-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 17 Sep 2010 14:39:46 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[college kids and money]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[FDIC insurance]]></category>
		<category><![CDATA[newsletter]]></category>
		<category><![CDATA[tax planning]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1359</guid>
		<description><![CDATA[The September 2010 personal finance newsletter is now available.  It includes information on opportunities unique to 2010 for year-end tax planning, tips on teaching your college-age child about money, how a stronger dollar affects your portfolio, information on FDIC insurance now that higher limits are permanent, and a market update.  Click here to read the newsletter.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>August 2010 Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/august-2010-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=august-2010-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/august-2010-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 13 Aug 2010 18:12:25 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[college scholarships]]></category>
		<category><![CDATA[education funding]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[newsletter]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1338</guid>
		<description><![CDATA[The August 2010 personal finance newsletter is now available.  It includes information on how college scholarships are taxed, how the new healthcare law affects Medicare drug plans, and, as always, an investment market update.  Enjoy!  Click here to view the newsletter.
]]></description>
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		</item>
		<item>
		<title>April 2010 Monthly Newsletter</title>
		<link>http://keenerfinancial.com/april-2010-monthly-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=april-2010-monthly-newsletter</link>
		<comments>http://keenerfinancial.com/april-2010-monthly-newsletter#comments</comments>
		<pubDate>Thu, 15 Apr 2010 16:54:39 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[dollar cost averaging investing]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[healthcare law]]></category>
		<category><![CDATA[investment market update]]></category>
		<category><![CDATA[lump sum investing]]></category>
		<category><![CDATA[student loan]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1240</guid>
		<description><![CDATA[The April 2010 monthly newsletter is now available.  It includes information on how the new healthcare law may affect you as an individual and new student loan and financial aid provisions.  Also covered are an investment market update and a discussion on the merits of dollar cost averaging to make investments vs. lump-sum investing.  Please click here to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Health Care Law Highlights</title>
		<link>http://keenerfinancial.com/new-health-care-law-highlights?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=new-health-care-law-highlights</link>
		<comments>http://keenerfinancial.com/new-health-care-law-highlights#comments</comments>
		<pubDate>Fri, 02 Apr 2010 16:40:41 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[health care law]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1235</guid>
		<description><![CDATA[If you&#8217;re like me, you found it challenging to keep up with the provisions of the health care bills as they worked through the legislative process.  But now that the bill is law, it&#8217;s helpful to understand how it may affect your individual situation and any changes that need to be made to your financial plan as [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>March 2010 Newsletter</title>
		<link>http://keenerfinancial.com/march-2010-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=march-2010-newsletter</link>
		<comments>http://keenerfinancial.com/march-2010-newsletter#comments</comments>
		<pubDate>Tue, 09 Mar 2010 17:30:46 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[credit card act]]></category>
		<category><![CDATA[early retirement]]></category>
		<category><![CDATA[home buyers credit]]></category>
		<category><![CDATA[retirement income]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1202</guid>
		<description><![CDATA[The March 2010 Newsletter is now available.  It includes an investment market update, Part II in my series on how to tap into your home equity in retirement, considerations in evaluating an early retirement offer, information on 2009 tax deduction for 2010 Haitian relief contributions, 2011 tax rate proposals found in the federal budget, credit card act [...]]]></description>
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		</item>
		<item>
		<title>January 2010 Newsletter</title>
		<link>http://keenerfinancial.com/january-2010-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=january-2010-newsletter</link>
		<comments>http://keenerfinancial.com/january-2010-newsletter#comments</comments>
		<pubDate>Tue, 12 Jan 2010 16:25:33 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2010 estate tax]]></category>
		<category><![CDATA[estate tax repeal]]></category>
		<category><![CDATA[federal estate tax]]></category>
		<category><![CDATA[home inventory]]></category>
		<category><![CDATA[monthly newsletter]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1117</guid>
		<description><![CDATA[The January 2010 newsletter is now available.  Beginning in 2010, it will be published the second week of each month.  This month&#8217;s newsletter includes a brief 2009 market update, an update on the estate tax for 2010, how to conduct a home inventory, and more.  Click here to read it. 
]]></description>
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