Best Financial Planner Award 2010
August 25, 2010 by Jean Keener, CRPC, CFDP · Leave a Comment
Thank you Keller Citizen readers for voting Keener Financial Planning Best Financial Planner again for 2010! The Keller Best of the Best issue for 2010 publishes September 22, and I was delighted to find out yesterday that, through your votes, Keener Financial Planning was selected for the second year in a row.
Keener Financial Planning’s mission is to provide objective financial advice on an as-needed advice to residents of Keller and surrounding areas for retirement planning, investments, college planning, and other financial decisions. Thank you to all of you who voted. Your support is greatly appreciated.
Interviewed by Wall Street Journal on keeping investing costs low
June 22, 2010 by Jean Keener, CRPC, CFDP · Leave a Comment
I was recently interviewed for the Wall Street Journal’s website about the importance of keeping investing costs low and how costs affect your long-term investment returns. You can read the article at WSJ.com.
Quoted by Jean Chatzky on Self-Employed Retirement Plans
June 2, 2010 by Jean Keener, CRPC, CFDP · Leave a Comment
I was recently quoted by Jean Chatzky on AOL’s DailyFinance.com on how the self-employed can save for retirement. While self-employed individuals do have to save more to make up for both their contributions and the employers, there are lots of great options available. Your choice of a Simple IRA, SEP IRA, Solo 401(k), or just a traditional or Roth IRA should be determined by your income, how much you want to save, your tax situation, and how much you want to contribute for any employees you have. See the full article on the Daily Finance Website.
Quoted by Jean Chatzky
May 12, 2010 by Jean Keener, CRPC, CFDP · Leave a Comment
Jean Chatzky’s column in the New York Daily News on “How to get by when jobless pay runs dry” quoted me on several considerations and strategies to cope with this difficult situation. I’m a fan of Jean Chatzky, so having the opportunity to be interviewed by her staff and being quoted in her column was pretty exciting for me. In the article, she provides excellent suggestions on how you can prioritze your expenses and resources in this challenging time to do the least amount of damage to your financial situation long-term. You can read the full article here.
Quoted on BankRate about Roth IRAs and emergency funds
April 30, 2010 by Jean Keener, CRPC, CFDP · Leave a Comment
When you’re juggling creating an emergency fund and saving for retirement, it’s important to be aware of your options. BankRate.com reporter Teri Cettina recently interviewed me about using a Roth IRA as a back-up to your primary emergency fund. A Roth IRA should not be your primary emergency fund, but it can provide a useful supplement that can help you work toward both retirement and emergency fund goals simultaneously. You need to understand the pros and cons of the strategy and make sure it really makes sense for you. Also be aware that Roth contributions are not treated the same as funds converted to a Roth. You can see Teri’s full article on BankRate.com.
Quoted in Kiplinger Personal Finance Magazine
December 7, 2009 by Jean Keener, CRPC, CFDP · Leave a Comment
I was recently quoted in “4 Ways to Trim Your Spending” by Laura Cohn in the January 2010 issue of Kiplinger Personal Finance Magazine. Laura and I discussed that having one or two areas of luxury in your life is not a bad thing — it’s actually a good thing because it helps avoid a sense of deprivation that can lead to seriously blowing your budget. But choosing an area or areas of indulgence that makes sense given your income, other expenses, and goals is important. Where we can really get into trouble is allowing the indulgence to spread to too many aspects of our lives. The luxury vehicle, a nice home, designer clothes, fine dining, spa services, wine and grocery purchases, and lots of travel are some of the areas that can be just fine if we have one area of indulgence and it’s supported by our budget. But these same areas can lead to spending trouble for all but the wealthiest if we enjoy too many on a regular basis.
Quoted in Dallas Morning News on 2010 Roth conversions
October 25, 2009 by Jean Keener, CRPC, CFDP · Leave a Comment
I had the opportunity to talk with Pamela Yip, personal finance columnist at the Dallas Morning News, a couple weeks back about 2010 Roth IRA conversions. Her article provides a good synopsis of the changes for 2010, and quotes me on when conversion makes the most sense. Click here to read the article.
Quoted in couples and money article
October 15, 2009 by Jean Keener, CRPC, CFDP · Leave a Comment
Associated Press Personal Finance Writer Eileen AJ Connelly interviewed me earlier this week about couples and money. Her questions were about whether joint accounts or separate accounts were better for couples to manage their money. The recent John and Kate debacle is what sparked public interest in the subject matter. But no matter what causes the attention, it’s always great to get couples talking with each other about money.
My answer: bottom line, there’s not one system that’s best for everyone. The important thing is to communicate well with each other and devise a system that makes sense to each of you and your relationship. It’s also really important that both people in the relationship are involved in managing the couple’s finances at least on some level. See her article on Oregon Live.
Best Financial Planner Award
September 23, 2009 by Jean Keener, CRPC, CFDP · Leave a Comment
The Keller Citizen released their Best of the Best 2009 issue this morning, and I’m delighted to share that I was voted best financial planner in Keller by readers of the paper.
Thank you to everyone that voted! I greatly enjoy being a part of the Keller community and appreciate your support.
To view the winners in all the categories, visit the Keller Citizen’s website.
Interview with Channel 11’s Joel Thomas
February 24, 2009 by Jean Keener, CRPC, CFDP · Leave a Comment
See my interview with Channel 11’s Joel Thomas on the day of the Your Money Bus tour. We talked about the importance of saving and planning for how you want to live now and in the future. Coverage of the Your Money Bus tour was included as part of their Surviving 09 series.