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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; Newsletters</title>
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	<link>http://keenerfinancial.com</link>
	<description>personal financial planning, financial advisor in Dallas Fort Worth, financial advisor in Keller, TX, fee only financial planner, hourly financial planner, investment advice, retirement planning, college planning, divorce financial planning, budgeting and debt management</description>
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		<title>January 2012 Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/january-2012-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=january-2012-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/january-2012-personal-finance-newsletter#comments</comments>
		<pubDate>Tue, 17 Jan 2012 21:14:24 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2011 market recap]]></category>
		<category><![CDATA[Keller financial planning]]></category>
		<category><![CDATA[Keller Personal Finance Workshops]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1750</guid>
		<description><![CDATA[The January 2012 personal finance newsletter is now available.  It includes a 2011 investment market recap from Dimensional Fund Advisors with data on all the major indices and a summary of the major investing themes of 2011.  In addition, there&#8217;s a comparison between the dividend rates of the S&#38;P 500 and interest rate on treasuries [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>December 2011 Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/december-2011-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=december-2011-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/december-2011-personal-finance-newsletter#comments</comments>
		<pubDate>Tue, 20 Dec 2011 15:53:01 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2012 gift tax exclusion]]></category>
		<category><![CDATA[online account security]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1720</guid>
		<description><![CDATA[The December personal finance newsletter is now available.   It includes information on a new student loan repayment program going into effect in January 2012, gift tax strategies, and tips on keeping your online accounts secure.  Plus, for those that enjoy history, there&#8217;s some perspective on stock market cycles and the effect of being in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>November Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/november-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=november-personal-finance-newsletter-2</link>
		<comments>http://keenerfinancial.com/november-personal-finance-newsletter-2#comments</comments>
		<pubDate>Mon, 14 Nov 2011 16:28:52 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2011 college cost report]]></category>
		<category><![CDATA[2012 IRA contribution limits]]></category>
		<category><![CDATA[2012 medicare figures]]></category>
		<category><![CDATA[2012 social security figures]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[required minimum distributions]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1705</guid>
		<description><![CDATA[The November personal finance newsletter is now available.  It includes all the updates on 2012 IRA and retirement plan contribution limits, plus the 2012 social security and medicare figures.  In addition, we cover the importance of long term care planning for women and information on a free upcoming long term care insurance workshop at the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/october-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=october-personal-finance-newsletter-2</link>
		<comments>http://keenerfinancial.com/october-personal-finance-newsletter-2#comments</comments>
		<pubDate>Thu, 13 Oct 2011 15:26:38 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[debt downgrades]]></category>
		<category><![CDATA[investment markets]]></category>
		<category><![CDATA[medicare]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1688</guid>
		<description><![CDATA[The October personal finance newsletter is now available.  We review the third quarter investment markets performance and provide perspective on the current economic situation.  In addition, the newsletter includes information on medicare open enrollment, how markets have historically reacted to countries&#8217; debt rating changes, and more.  To view the newsletter, click here.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>September Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/september-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=september-personal-finance-newsletter-2</link>
		<comments>http://keenerfinancial.com/september-personal-finance-newsletter-2#comments</comments>
		<pubDate>Mon, 19 Sep 2011 21:28:30 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Living Well]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[European debt crisis]]></category>
		<category><![CDATA[flexible spending accounts]]></category>
		<category><![CDATA[FSA]]></category>
		<category><![CDATA[market update]]></category>
		<category><![CDATA[spousal IRA]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1652</guid>
		<description><![CDATA[The September personal finance newsletter is now available.  It includes an update on market conditions and advice on the best response to the continued stock market volatility.  In addition, we have perspective on the European debt crisis and information on spousal IRAs and healthcare flexible spending accounts.   Please click here to read the newsletter.
]]></description>
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		</item>
		<item>
		<title>August Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/august-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=august-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/august-personal-finance-newsletter#comments</comments>
		<pubDate>Mon, 15 Aug 2011 17:27:30 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[A/B trusts]]></category>
		<category><![CDATA[college costs]]></category>
		<category><![CDATA[credit downgrade]]></category>
		<category><![CDATA[debt ceiling]]></category>
		<category><![CDATA[medicaid]]></category>
		<category><![CDATA[medicare]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1585</guid>
		<description><![CDATA[The August personal finance newsletter is now available.  It features a Q&#38;A on the debt ceiling, downgrade, and market response.  Plus there&#8217;s a follow-up on the ABCs of Trusts article from last month&#8217;s newsletter, suggestions on talking with your high school student about college costs, an analysis of the real costs of keeping your long-term [...]]]></description>
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		</item>
		<item>
		<title>July Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/july-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=july-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/july-personal-finance-newsletter#comments</comments>
		<pubDate>Thu, 14 Jul 2011 20:06:30 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[mileage rates]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1544</guid>
		<description><![CDATA[The July personal financial planning newsletter is now available.
Because of the tumultuous investment markets and economic uncertainty, the newsletter includes two investing columns &#8212; one a recap of the second quarter market performance with a look forward, and another by Jim Parker with Dimensional Funds providing some compelling data on the importance of maintaining investment [...]]]></description>
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		</item>
		<item>
		<title>June Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/june-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=june-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/june-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 17 Jun 2011 14:46:53 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[college planning]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[veterans pension]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1538</guid>
		<description><![CDATA[The June personal finance newsletter is now available.  It includes an investment market update and articles on several personal financial planning topics.  There&#8217;s information on how long to keep financial records, perspective on the debt ceiling debate, an update on the new &#8220;net college cost&#8221; calculators, and information on the veteran&#8217;s pension.  There&#8217;s also an invitation to [...]]]></description>
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		</item>
		<item>
		<title>May Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/may-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=may-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/may-personal-finance-newsletter#comments</comments>
		<pubDate>Mon, 16 May 2011 14:17:48 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Living Well]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[health savings]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[newsletter]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[tax planning]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1520</guid>
		<description><![CDATA[The May 2011 Personal Finance Newsletter is now available.  It includes articles on long-term care planning, mid-year tax considerations, and deciphering health savings vehicles.  A link to a great article on the relationship between how we spend our money and happiness is also included, as well as the monthly investment market update.  Click here to [...]]]></description>
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		</item>
		<item>
		<title>April Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/april-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=april-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/april-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 15 Apr 2011 14:53:56 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[401(k) Roth conversions in-plan]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[IRA contribution deadline]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1500</guid>
		<description><![CDATA[The April 2011 Personal Finance Newsletter is now available.  This month&#8217;s newsletter includes a reminder on Monday&#8217;s 2010 IRA contribution deadline and information on social security statements being suspended.   We also have articles on the estate tax exemption portability and the opportunity for some to do Roth conversions inside their 401(k) plans. Plus &#8212; it&#8217;s my pleasure to [...]]]></description>
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