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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; Insurance</title>
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	<link>http://keenerfinancial.com</link>
	<description>personal financial planning, financial advisor in Dallas Fort Worth, financial advisor in Keller, TX, fee only financial planner, hourly financial planner, investment advice, retirement planning, college planning, divorce financial planning, budgeting and debt management</description>
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		<title>November Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/november-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=november-personal-finance-newsletter-2</link>
		<comments>http://keenerfinancial.com/november-personal-finance-newsletter-2#comments</comments>
		<pubDate>Mon, 14 Nov 2011 16:28:52 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2011 college cost report]]></category>
		<category><![CDATA[2012 IRA contribution limits]]></category>
		<category><![CDATA[2012 medicare figures]]></category>
		<category><![CDATA[2012 social security figures]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[required minimum distributions]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1705</guid>
		<description><![CDATA[The November personal finance newsletter is now available.  It includes all the updates on 2012 IRA and retirement plan contribution limits, plus the 2012 social security and medicare figures.  In addition, we cover the importance of long term care planning for women and information on a free upcoming long term care insurance workshop at the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/october-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=october-personal-finance-newsletter-2</link>
		<comments>http://keenerfinancial.com/october-personal-finance-newsletter-2#comments</comments>
		<pubDate>Thu, 13 Oct 2011 15:26:38 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[debt downgrades]]></category>
		<category><![CDATA[investment markets]]></category>
		<category><![CDATA[medicare]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1688</guid>
		<description><![CDATA[The October personal finance newsletter is now available.  We review the third quarter investment markets performance and provide perspective on the current economic situation.  In addition, the newsletter includes information on medicare open enrollment, how markets have historically reacted to countries&#8217; debt rating changes, and more.  To view the newsletter, click here.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance When a Child Goes to College</title>
		<link>http://keenerfinancial.com/insurance-when-a-child-goes-to-college?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=insurance-when-a-child-goes-to-college</link>
		<comments>http://keenerfinancial.com/insurance-when-a-child-goes-to-college#comments</comments>
		<pubDate>Mon, 01 Aug 2011 16:10:10 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1573</guid>
		<description><![CDATA[As you send your child off to college, you probably have a lot of things on your mind, such as whether your child will eat right and get enough sleep, how to pay tuition, and what to do with that empty bedroom. And although insurance may seem like a low priority, there are some important [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>July Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/july-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=july-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/july-personal-finance-newsletter#comments</comments>
		<pubDate>Thu, 14 Jul 2011 20:06:30 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[mileage rates]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1544</guid>
		<description><![CDATA[The July personal financial planning newsletter is now available.
Because of the tumultuous investment markets and economic uncertainty, the newsletter includes two investing columns &#8212; one a recap of the second quarter market performance with a look forward, and another by Jim Parker with Dimensional Funds providing some compelling data on the importance of maintaining investment [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>June Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/june-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=june-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/june-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 17 Jun 2011 14:46:53 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[college planning]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[veterans pension]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1538</guid>
		<description><![CDATA[The June personal finance newsletter is now available.  It includes an investment market update and articles on several personal financial planning topics.  There&#8217;s information on how long to keep financial records, perspective on the debt ceiling debate, an update on the new &#8220;net college cost&#8221; calculators, and information on the veteran&#8217;s pension.  There&#8217;s also an invitation to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>May Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/may-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=may-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/may-personal-finance-newsletter#comments</comments>
		<pubDate>Mon, 16 May 2011 14:17:48 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Living Well]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[health savings]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[newsletter]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[tax planning]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1520</guid>
		<description><![CDATA[The May 2011 Personal Finance Newsletter is now available.  It includes articles on long-term care planning, mid-year tax considerations, and deciphering health savings vehicles.  A link to a great article on the relationship between how we spend our money and happiness is also included, as well as the monthly investment market update.  Click here to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>February Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/february-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=february-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/february-personal-finance-newsletter#comments</comments>
		<pubDate>Mon, 14 Feb 2011 17:52:26 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[cost basis]]></category>
		<category><![CDATA[health care law]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[market update]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[RMDs]]></category>
		<category><![CDATA[tax-free charitable contributions]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1445</guid>
		<description><![CDATA[The February personal finance newsletter is now available.  In addition to the investing market update, the topics are:

Extension of tax-free charitable contribution option from IRAs for those over 70 1/2
New cost basis reporting rules (important for those with taxable investment accounts)
Summary of the health care law provisions going into effect this year

Click here to read [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>November Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/november-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=november-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/november-personal-finance-newsletter#comments</comments>
		<pubDate>Wed, 10 Nov 2010 15:38:47 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2010 inheritance]]></category>
		<category><![CDATA[2011 retirement plan contribution limits]]></category>
		<category><![CDATA[college financial aid]]></category>
		<category><![CDATA[college pricing trends]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[investment market update]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1418</guid>
		<description><![CDATA[The November personal finance newsletter is now available.  It includes information 2011 retirement plan contribution limits &#8212; most are unchanged, but if you&#8217;re right on the edge of having too much income to make Roth IRA contributions, you should check out the slightly increased income phase-out ranges.  The newsletter also covers inheriting propert in 2010 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keller Free Financial Workshop</title>
		<link>http://keenerfinancial.com/keller-free-financial-workshop?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=keller-free-financial-workshop</link>
		<comments>http://keenerfinancial.com/keller-free-financial-workshop#comments</comments>
		<pubDate>Sat, 16 Oct 2010 14:00:26 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[disability insurance]]></category>
		<category><![CDATA[free financial workshops]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[long-term care insurance]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1392</guid>
		<description><![CDATA[How much insurance do you really need?
It can often seem challenging to get an objective answer to this question.
On Tuesday, October 19, at 6:30 pm, I will be presenting a free personal finance workshop at the Keller Public Library on life insurance, disability insurance, and long-term care insurance.  We will cover the basics of each [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/october-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=october-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/october-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 15 Oct 2010 13:47:25 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2011 social security COLA]]></category>
		<category><![CDATA[free financial workshops]]></category>
		<category><![CDATA[investment market]]></category>
		<category><![CDATA[medicare open enrollment]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1388</guid>
		<description><![CDATA[The October 2010 personal finance newsletter is now available.  It includes information on social security, medicare open enrollment season, year-end investment planning, and the new small business jobs act provisions.  In addition, an investment market update and information on free financial workshops in Keller (TX) are always covered.  To view the newsletter, click here.
]]></description>
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