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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; Retirement</title>
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	<link>http://keenerfinancial.com</link>
	<description>personal financial planning, financial advisor in Dallas Fort Worth, financial advisor in Keller, TX, fee only financial planner, hourly financial planner, investment advice, retirement planning, college planning, divorce financial planning, budgeting and debt management</description>
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		<title>November Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/november-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=november-personal-finance-newsletter-2</link>
		<comments>http://keenerfinancial.com/november-personal-finance-newsletter-2#comments</comments>
		<pubDate>Mon, 14 Nov 2011 16:28:52 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2011 college cost report]]></category>
		<category><![CDATA[2012 IRA contribution limits]]></category>
		<category><![CDATA[2012 medicare figures]]></category>
		<category><![CDATA[2012 social security figures]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[required minimum distributions]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1705</guid>
		<description><![CDATA[The November personal finance newsletter is now available.  It includes all the updates on 2012 IRA and retirement plan contribution limits, plus the 2012 social security and medicare figures.  In addition, we cover the importance of long term care planning for women and information on a free upcoming long term care insurance workshop at the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keller Social Security Workshop</title>
		<link>http://keenerfinancial.com/keller-social-security-workshop?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=keller-social-security-workshop</link>
		<comments>http://keenerfinancial.com/keller-social-security-workshop#comments</comments>
		<pubDate>Mon, 26 Sep 2011 14:51:34 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1658</guid>
		<description><![CDATA[My free workshop on social security planning at the Keller Public Library is scheduled for Tuesday, October 18 at 6:30 pm.
It&#8217;s designed for baby boomers to help you maximize your retirement income. If you are 55 or older, have not yet filed for social security, and live in or around Keller, you should strongly consider [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Small business owners: increase retirement savings with individual 401(k)</title>
		<link>http://keenerfinancial.com/small-business-owners-increase-retirement-savings-with-individual-401k?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=small-business-owners-increase-retirement-savings-with-individual-401k</link>
		<comments>http://keenerfinancial.com/small-business-owners-increase-retirement-savings-with-individual-401k#comments</comments>
		<pubDate>Mon, 25 Jul 2011 17:45:56 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[small business retirement planning]]></category>
		<category><![CDATA[solo 401(k)]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1562</guid>
		<description><![CDATA[If you&#8217;re self-employed or own a small business, you&#8217;ve probably considered establishing a retirement plan. If you&#8217;ve done your homework, you likely know about simplified employee pensions (SEPs) and savings incentive match plans for employees (SIMPLE) IRA plans. These plans typically appeal to small business owners because they&#8217;re relatively straightforward and inexpensive to administer. What [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/small-business-owners-increase-retirement-savings-with-individual-401k/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Keller Social Security Planning Workshop</title>
		<link>http://keenerfinancial.com/keller-social-security-planning-workshop?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=keller-social-security-planning-workshop</link>
		<comments>http://keenerfinancial.com/keller-social-security-planning-workshop#comments</comments>
		<pubDate>Mon, 18 Jul 2011 21:45:10 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1553</guid>
		<description><![CDATA[I am conducting a free social security strategy workshop at the Keller Public Library on Tuesday, July 19 at 6:30 pm.
It&#8217;s designed for baby boomers to help you maximize your retirement income. If you are 55 or older, have not yet filed for social security, and live in or around Keller, you should strongly consider attending this [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/keller-social-security-planning-workshop/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>June Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/june-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=june-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/june-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 17 Jun 2011 14:46:53 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[college planning]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[veterans pension]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1538</guid>
		<description><![CDATA[The June personal finance newsletter is now available.  It includes an investment market update and articles on several personal financial planning topics.  There&#8217;s information on how long to keep financial records, perspective on the debt ceiling debate, an update on the new &#8220;net college cost&#8221; calculators, and information on the veteran&#8217;s pension.  There&#8217;s also an invitation to [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/june-personal-finance-newsletter/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Maximizing Social Security Survivor&#8217;s Benefits</title>
		<link>http://keenerfinancial.com/maximizing-social-security-survivors-benefits?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=maximizing-social-security-survivors-benefits</link>
		<comments>http://keenerfinancial.com/maximizing-social-security-survivors-benefits#comments</comments>
		<pubDate>Mon, 25 Apr 2011 19:29:23 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[survivors benefits]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1509</guid>
		<description><![CDATA[When you think of Social Security, you probably think of retirement. However, Social Security can also provide much-needed income to your family members when you die, making their financial lives easier.
Your family may be entitled to receive survivor&#8217;s benefits based on your work record
When you die, certain members of your family may be eligible to [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/maximizing-social-security-survivors-benefits/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>April Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/april-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=april-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/april-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 15 Apr 2011 14:53:56 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[401(k) Roth conversions in-plan]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[IRA contribution deadline]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1500</guid>
		<description><![CDATA[The April 2011 Personal Finance Newsletter is now available.  This month&#8217;s newsletter includes a reminder on Monday&#8217;s 2010 IRA contribution deadline and information on social security statements being suspended.   We also have articles on the estate tax exemption portability and the opportunity for some to do Roth conversions inside their 401(k) plans. Plus &#8212; it&#8217;s my pleasure to [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/april-personal-finance-newsletter/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advice quoted in Money Magazine</title>
		<link>http://keenerfinancial.com/advice-quoted-in-money-magazine?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=advice-quoted-in-money-magazine</link>
		<comments>http://keenerfinancial.com/advice-quoted-in-money-magazine#comments</comments>
		<pubDate>Mon, 11 Apr 2011 15:07:04 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Jean's Advice in the News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1484</guid>
		<description><![CDATA[Money Magazine recently featured my advice to a reader who&#8217;s company had stopped matching their 401(k) contributions.  The reader was wondering if they should start contributing to a Roth IRA instead of the company plan.  See my comments at Money Magazine&#8217;s website.
]]></description>
		<wfw:commentRss>http://keenerfinancial.com/advice-quoted-in-money-magazine/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Retirement Savings Game Plan</title>
		<link>http://keenerfinancial.com/your-retirement-savings-game-plan?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=your-retirement-savings-game-plan</link>
		<comments>http://keenerfinancial.com/your-retirement-savings-game-plan#comments</comments>
		<pubDate>Wed, 06 Apr 2011 14:49:46 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[personal finance seminars]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1475</guid>
		<description><![CDATA[I will be offering a free Keller retirement planning workshop at the public library on Tuesday, April 19. 
There are many uncertainties in saving for retirement right now.  Even if you never plan to retire, planning for that day when work becomes optional still carries a lot of unknowns.  In this workshop, we will cover how you can [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/your-retirement-savings-game-plan/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Advice Quoted on Retirement Savings</title>
		<link>http://keenerfinancial.com/financial-advice-quoted-on-retirement-savings?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=financial-advice-quoted-on-retirement-savings</link>
		<comments>http://keenerfinancial.com/financial-advice-quoted-on-retirement-savings#comments</comments>
		<pubDate>Thu, 17 Mar 2011 13:03:07 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Jean's Advice in the News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1465</guid>
		<description><![CDATA[I recently had the opportunity to contribute to an article for Classical Singer magazine about the complexities of financial planning for musicians.  Greg Waxberg wrote the article called &#8220;Filling in the Financial Gaps&#8221; and brought together advice from many financial planners on issues with budgeting, retirement planning, health insurance and more.  
I shared a retirement savings [...]]]></description>
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		<slash:comments>0</slash:comments>
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