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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; Women&#8217;s Issues</title>
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		<title>November Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/november-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=november-personal-finance-newsletter-2</link>
		<comments>http://keenerfinancial.com/november-personal-finance-newsletter-2#comments</comments>
		<pubDate>Mon, 14 Nov 2011 16:28:52 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2011 college cost report]]></category>
		<category><![CDATA[2012 IRA contribution limits]]></category>
		<category><![CDATA[2012 medicare figures]]></category>
		<category><![CDATA[2012 social security figures]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[required minimum distributions]]></category>

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		<description><![CDATA[The November personal finance newsletter is now available.  It includes all the updates on 2012 IRA and retirement plan contribution limits, plus the 2012 social security and medicare figures.  In addition, we cover the importance of long term care planning for women and information on a free upcoming long term care insurance workshop at the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Yours, Mine, and Ours: Achieving Financial Goals as Individuals and a Couple</title>
		<link>http://keenerfinancial.com/yours-mine-and-ours-achieving-financial-goals-as-individuals-and-a-couple?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=yours-mine-and-ours-achieving-financial-goals-as-individuals-and-a-couple</link>
		<comments>http://keenerfinancial.com/yours-mine-and-ours-achieving-financial-goals-as-individuals-and-a-couple#comments</comments>
		<pubDate>Sun, 28 Aug 2011 16:53:44 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Living Well]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[couples and money]]></category>
		<category><![CDATA[financial goals]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1591</guid>
		<description><![CDATA[Making sound financial decisions is challenging enough when it’s just you – one person deciding on what’s best for his or her short-term and long-term goals.  But add in a spouse, and the choices multiply!  You now have two more sets of goals – your spouse’s and your combined goals as a couple.  Plus, we [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Long Term Care is a Woman&#8217;s Issue</title>
		<link>http://keenerfinancial.com/long-term-care-is-a-womans-issue?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=long-term-care-is-a-womans-issue</link>
		<comments>http://keenerfinancial.com/long-term-care-is-a-womans-issue#comments</comments>
		<pubDate>Thu, 20 Aug 2009 15:31:09 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[women's financial issues]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=856</guid>
		<description><![CDATA[
I just read a great article in the Journal of Financial Planning about the &#8220;Double Jeopardy&#8221; women face with long-term care.  Written by Mary Quist-Newins with American College, she succinctly describes the increased risks women face as both caregivers and receivers in planning for long-term care.
According to Quist-Newins, the first risk is caregiving.  She writes:
For many women, the first [...]]]></description>
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		<title>Women &amp; Money Seminar</title>
		<link>http://keenerfinancial.com/women-money-seminar?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=women-money-seminar</link>
		<comments>http://keenerfinancial.com/women-money-seminar#comments</comments>
		<pubDate>Thu, 30 Jul 2009 18:05:33 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[women & money]]></category>
		<category><![CDATA[women's financial issues]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=804</guid>
		<description><![CDATA[I&#8217;ll be speaking to the Southlake Chamber of Commerce WIN (Women in Networking) meeting at 11:30 am on Wednesday, August 26. 
 Women have unique opportunities and challenges with money!  Women tend to live longer and earn less than men, but according to some recent studies may actually be better investors.
This interactive quiz will engage you in thinking about [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2nd income analysis</title>
		<link>http://keenerfinancial.com/2nd-income-analysis?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=2nd-income-analysis</link>
		<comments>http://keenerfinancial.com/2nd-income-analysis#comments</comments>
		<pubDate>Mon, 27 Jul 2009 21:46:57 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2nd income analysis]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[going back to work]]></category>
		<category><![CDATA[stay-at-home spouse]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=792</guid>
		<description><![CDATA[If you&#8217;re like many folks right now, you may be trying to determine if having a stay-at-home spouse go back to work would be beneficial to your financial situation.  The answer is not always clear-cut, so you want to make sure you do the math.
A second-income analysis involves an evaluation of the net after-tax benefit [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Women &amp; Money Seminar August 26</title>
		<link>http://keenerfinancial.com/free-women-money-seminar-march-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=free-women-money-seminar-march-2</link>
		<comments>http://keenerfinancial.com/free-women-money-seminar-march-2#comments</comments>
		<pubDate>Tue, 06 Jan 2009 21:26:35 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[financial planning for women]]></category>
		<category><![CDATA[women & money]]></category>
		<category><![CDATA[women's financial issues]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=501</guid>
		<description><![CDATA[I&#8217;ll be speaking to the Southlake Chamber of Commerce WIN (Women in Networking) meeting at noon on Wednesday, August 26. 
 Women have unique opportunities and challenges with money!  Women tend to live longer and earn less than men, but according to some recent studies may actually be better investors.
This interactive quiz will engage you in thinking [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/free-women-money-seminar-march-2/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Women &amp; Money: Seminar at GKWC Luncheon</title>
		<link>http://keenerfinancial.com/women-money-seminar-at-gkwc-luncheon?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=women-money-seminar-at-gkwc-luncheon</link>
		<comments>http://keenerfinancial.com/women-money-seminar-at-gkwc-luncheon#comments</comments>
		<pubDate>Tue, 06 Jan 2009 21:13:06 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[seminars]]></category>
		<category><![CDATA[women & money]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=496</guid>
		<description><![CDATA[I&#8217;ll be speaking at the January Greater Keller Women&#8217;s Club luncheon on Women &#38; Money.  As women, we have unique challenges and opportunities when it comes to relating to and managing money.  Among the challenges, we tend to live longer and earn less than men and are sometimes hesitant to take ownership of our financial situation.   [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/women-money-seminar-at-gkwc-luncheon/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Effects of Divorce</title>
		<link>http://keenerfinancial.com/effects-of-divorce?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=effects-of-divorce</link>
		<comments>http://keenerfinancial.com/effects-of-divorce#comments</comments>
		<pubDate>Fri, 19 Dec 2008 14:29:40 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[income disparity]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=415</guid>
		<description><![CDATA[I just read a really interesting article in the Journal of Financial Planning.  After divorce, the income of each spouse falls.  On average, the income of the woman declines by 27%.  The average income of the man declines by about 10%.   The stats for both parties are positively affected by the presence of a significant other (parents, [...]]]></description>
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