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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth</title>
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	<link>http://keenerfinancial.com</link>
	<description>personal financial planning, financial advisor in Dallas Fort Worth, financial advisor in Keller, TX, fee only financial planner, hourly financial planner, investment advice, retirement planning, college planning, divorce financial planning, budgeting and debt management</description>
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		<title>March 2010 Newsletter</title>
		<link>http://keenerfinancial.com/march-2010-newsletter</link>
		<comments>http://keenerfinancial.com/march-2010-newsletter#comments</comments>
		<pubDate>Tue, 09 Mar 2010 17:30:46 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[credit card act]]></category>
		<category><![CDATA[early retirement]]></category>
		<category><![CDATA[home buyers credit]]></category>
		<category><![CDATA[retirement income]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1202</guid>
		<description><![CDATA[The March 2010 Newsletter is now available.  It includes an investment market update, Part II in my series on how to tap into your home equity in retirement, considerations in evaluating an early retirement offer, information on 2009 tax deduction for 2010 Haitian relief contributions, 2011 tax rate proposals found in the federal budget, credit card act [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/march-2010-newsletter/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Motley Fool Endorses Garrett Planning Network</title>
		<link>http://keenerfinancial.com/motley-fool-endorses-garrett-planning-network</link>
		<comments>http://keenerfinancial.com/motley-fool-endorses-garrett-planning-network#comments</comments>
		<pubDate>Wed, 03 Mar 2010 21:50:03 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Fool endorses Garrett]]></category>
		<category><![CDATA[Garrett Planning Network]]></category>
		<category><![CDATA[Motley Fool]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1167</guid>
		<description><![CDATA[I’m writing to let you know about an exciting new development in my business. The Motley Fool has exclusively endorsed and is promoting the services of financial advisors affiliated with the Garrett Planning Network, the international organization of fee-only financial advisors with which I am proud to be associated. 
 The Motley Fool has long admired Garrett’s approach [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/motley-fool-endorses-garrett-planning-network/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>February 2010 Newsletter</title>
		<link>http://keenerfinancial.com/february-2010-newsletter</link>
		<comments>http://keenerfinancial.com/february-2010-newsletter#comments</comments>
		<pubDate>Tue, 09 Feb 2010 20:04:22 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[financial planning services]]></category>
		<category><![CDATA[home as retirement income source]]></category>
		<category><![CDATA[January 2010 bond market performance]]></category>
		<category><![CDATA[January 2010 stock market performance]]></category>
		<category><![CDATA[ongoing financial planning relationship]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[using home equity for income]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1154</guid>
		<description><![CDATA[The February newsletter is now available.  It includes an update on January stock and bond market performance, the first article in a two-part series on how to tap into your home equity for retirement income, a preview of a new financial planning service, and more.  Click here to read the newsletter.
]]></description>
		<wfw:commentRss>http://keenerfinancial.com/february-2010-newsletter/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Texans’ Options with 529 Education Savings Plans</title>
		<link>http://keenerfinancial.com/texans%e2%80%99-options-with-529-education-savings-plans</link>
		<comments>http://keenerfinancial.com/texans%e2%80%99-options-with-529-education-savings-plans#comments</comments>
		<pubDate>Wed, 27 Jan 2010 15:00:25 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[529 plans]]></category>
		<category><![CDATA[529 plans for Texans]]></category>
		<category><![CDATA[college financial advising]]></category>
		<category><![CDATA[college financial planning]]></category>
		<category><![CDATA[college planning]]></category>
		<category><![CDATA[education financial advising]]></category>
		<category><![CDATA[education financial planning]]></category>
		<category><![CDATA[education planning]]></category>
		<category><![CDATA[saving for college]]></category>
		<category><![CDATA[Texas college planning]]></category>
		<category><![CDATA[Texas education funding]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1139</guid>
		<description><![CDATA[Many states provide an incentive for their residents to use their state’s 529 plan through use of a state income tax deduction.  Because Texas doesn’t have a state income tax, your options are really completely open in terms of what state’s 529 savings plan you use.  You can go shopping for the best options and [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/texans%e2%80%99-options-with-529-education-savings-plans/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting the Most of Employer Matching</title>
		<link>http://keenerfinancial.com/getting-the-most-of-employer-matching</link>
		<comments>http://keenerfinancial.com/getting-the-most-of-employer-matching#comments</comments>
		<pubDate>Tue, 19 Jan 2010 15:00:15 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[401(k) advice]]></category>
		<category><![CDATA[planning for retirement]]></category>
		<category><![CDATA[retirement financial planning]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement plans]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1124</guid>
		<description><![CDATA[
 Many employers have reduced or eliminated matching in the past several years.  If you’re fortunate enough to still have a match, you want to take full advantage of this potentially significant boost to your retirement plans.   Every dollar your employer contributes toward your retirement is a dollar you don&#8217;t have to.
To make the most of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>January 2010 Newsletter</title>
		<link>http://keenerfinancial.com/january-2010-newsletter</link>
		<comments>http://keenerfinancial.com/january-2010-newsletter#comments</comments>
		<pubDate>Tue, 12 Jan 2010 16:25:33 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2010 estate tax]]></category>
		<category><![CDATA[estate tax repeal]]></category>
		<category><![CDATA[federal estate tax]]></category>
		<category><![CDATA[home inventory]]></category>
		<category><![CDATA[monthly newsletter]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1117</guid>
		<description><![CDATA[The January 2010 newsletter is now available.  Beginning in 2010, it will be published the second week of each month.  This month&#8217;s newsletter includes a brief 2009 market update, an update on the estate tax for 2010, how to conduct a home inventory, and more.  Click here to read it. 
]]></description>
		<wfw:commentRss>http://keenerfinancial.com/january-2010-newsletter/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Recovering from Unemployment</title>
		<link>http://keenerfinancial.com/recovering-from-unemployment</link>
		<comments>http://keenerfinancial.com/recovering-from-unemployment#comments</comments>
		<pubDate>Mon, 11 Jan 2010 19:34:09 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[after unemployment]]></category>
		<category><![CDATA[financial tips]]></category>
		<category><![CDATA[recovering from unemployment]]></category>
		<category><![CDATA[unemployment recovery]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1109</guid>
		<description><![CDATA[If you’ve been out of work for a period of time, it’s a huge relief when the paychecks start rolling in again.  Depending on how long you were unemployed, what your finances were like before the job loss, and other sources of income in your household, getting back to work could be just the beginning [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension Max: Is it right for you?</title>
		<link>http://keenerfinancial.com/pension-max-is-it-right-for-you</link>
		<comments>http://keenerfinancial.com/pension-max-is-it-right-for-you#comments</comments>
		<pubDate>Tue, 15 Dec 2009 16:48:05 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[pension benefit]]></category>
		<category><![CDATA[pension election]]></category>
		<category><![CDATA[pension max]]></category>
		<category><![CDATA[pension max strategy]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1101</guid>
		<description><![CDATA[If you’re near retirement and have a pension, you may be considering a pension max strategy.  With all the variables involved, it can be challenging to determine if it’s really in your best interest. 
 First – what is pension max?  
 Pension max is used by married couples to increase their net retirement income while still protecting [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Quoted in Kiplinger Personal Finance Magazine</title>
		<link>http://keenerfinancial.com/quoted-in-kiplinger-personal-finance-magazine</link>
		<comments>http://keenerfinancial.com/quoted-in-kiplinger-personal-finance-magazine#comments</comments>
		<pubDate>Mon, 07 Dec 2009 16:07:21 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Media Coverage]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[budget and saving]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[trim your spending]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1097</guid>
		<description><![CDATA[I was recently quoted in &#8220;4 Ways to Trim Your Spending&#8221; by Laura Cohn in the January 2010 issue of Kiplinger Personal Finance Magazine.  Laura and I discussed that having one or two areas of luxury in your life is not a bad thing &#8212; it&#8217;s actually a good thing because it helps avoid a sense of deprivation [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/quoted-in-kiplinger-personal-finance-magazine/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>December 2009 Newsletter</title>
		<link>http://keenerfinancial.com/december-2009-newsletter</link>
		<comments>http://keenerfinancial.com/december-2009-newsletter#comments</comments>
		<pubDate>Thu, 03 Dec 2009 18:28:35 +0000</pubDate>
		<dc:creator>Jean Keener, CRPC, CFDP</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2009 year-end tax planning]]></category>
		<category><![CDATA[expense tracking]]></category>
		<category><![CDATA[investment moves to save taxes]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1092</guid>
		<description><![CDATA[The December 2009 newsletter is now available.  It includes a market update, tips on tracking your expenses, year-end investing moves designed to save on taxes, and more.  Click here to read the newsletter.
]]></description>
		<wfw:commentRss>http://keenerfinancial.com/december-2009-newsletter/feed</wfw:commentRss>
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