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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth</title>
	<link>http://keenerfinancial.com</link>
	<description>personal financial planning, financial advisor in Dallas Fort Worth, financial advisor in Keller, TX, fee only financial planner, hourly financial planner, investment advice, retirement planning, college planning, divorce financial planning, budgeting and debt management</description>
	<lastBuildDate>Sat, 28 Jan 2012 16:32:17 +0000</lastBuildDate>
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		<title>January 2012 Personal Finance Newsletter</title>
		<description><![CDATA[The January 2012 personal finance newsletter is now available.  It includes a 2011 investment market recap from Dimensional Fund Advisors with data on all the major indices and a summary of the major investing themes of 2011.  In addition, there&#8217;s a comparison between the dividend rates of the S&#38;P 500 and interest rate on treasuries [...]]]></description>
		<link>http://keenerfinancial.com/january-2012-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=january-2012-personal-finance-newsletter</link>
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		<title>FAQ on the Federal Financial Aid Application</title>
		<description><![CDATA[
If you have a child who&#8217;s attending college in the fall, it&#8217;s time fill out the federal government&#8217;s Free Application for Federal Student Aid, the FAFSA.  The FAFSA, should be filed as soon after January 1 as possible in the year your child will be attending college. The reason is that some federal aid programs [...]]]></description>
		<link>http://keenerfinancial.com/faq-on-the-federal-financial-aid-application?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=faq-on-the-federal-financial-aid-application</link>
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		<title>December 2011 Personal Finance Newsletter</title>
		<description><![CDATA[The December personal finance newsletter is now available.   It includes information on a new student loan repayment program going into effect in January 2012, gift tax strategies, and tips on keeping your online accounts secure.  Plus, for those that enjoy history, there&#8217;s some perspective on stock market cycles and the effect of being in [...]]]></description>
		<link>http://keenerfinancial.com/december-2011-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=december-2011-personal-finance-newsletter</link>
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		<title>Plan now for a successful 2012</title>
		<description><![CDATA[Taking a few moments now to assess your financial situation can go a long way toward positioning you for success next year.  Some items to consider:
If Retired

Have you taken      any required minimum distributions from your IRAs for this year?
Even if no IRA      distributions are required, [...]]]></description>
		<link>http://keenerfinancial.com/plan-now-for-a-successful-2012?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=plan-now-for-a-successful-2012</link>
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		<title>November Personal Finance Newsletter</title>
		<description><![CDATA[The November personal finance newsletter is now available.  It includes all the updates on 2012 IRA and retirement plan contribution limits, plus the 2012 social security and medicare figures.  In addition, we cover the importance of long term care planning for women and information on a free upcoming long term care insurance workshop at the [...]]]></description>
		<link>http://keenerfinancial.com/november-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=november-personal-finance-newsletter-2</link>
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		<title>Harvesting Investment Losses for Tax Purposes</title>
		<description><![CDATA[You frequently hear investment professionals suggest “harvesting losses” before the end of the calendar year to save money on taxes.  Loss harvesting can be a highly productive strategy, and it pays to understand how it works and when you might not want to take advantage of it.
The opportunity to harvest losses is available in taxable [...]]]></description>
		<link>http://keenerfinancial.com/harvesting-investment-losses-for-tax-purposes?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=harvesting-investment-losses-for-tax-purposes</link>
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		<title>October Personal Finance Newsletter</title>
		<description><![CDATA[The October personal finance newsletter is now available.  We review the third quarter investment markets performance and provide perspective on the current economic situation.  In addition, the newsletter includes information on medicare open enrollment, how markets have historically reacted to countries&#8217; debt rating changes, and more.  To view the newsletter, click here.
]]></description>
		<link>http://keenerfinancial.com/october-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=october-personal-finance-newsletter-2</link>
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		<title>Best Financial Planner Award 2009 &#8211; 2011</title>
		<description><![CDATA[Thank you to the readers of the Keller Citizen for voting Keener Financial Planning Keller&#8217;s Best Financial Planner again for 2011!  We greatly appreciate your support, and enjoy providing financial planning and investment advice for our clients in Keller and greater North Texas.
Keener Financial Planning&#8217;s mission is to provide objective, expert financial advice tailored to [...]]]></description>
		<link>http://keenerfinancial.com/best-financial-planner-award-2009-2011?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=best-financial-planner-award-2009-2011</link>
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		<title>Coordinating Spousal Benefits for Social Security</title>
		<description><![CDATA[Coordinating spousal benefits in filing for social security can make a big difference in your retirement income.  Contrary to popular practice, it’s not automatic that each spouse should just file for social security benefits as soon as he or she retires.  As a couple, you have the potential to increase your income over your whole [...]]]></description>
		<link>http://keenerfinancial.com/coordinating-spousal-benefits-for-social-security?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=coordinating-spousal-benefits-for-social-security</link>
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		<title>Keller Social Security Workshop</title>
		<description><![CDATA[My free workshop on social security planning at the Keller Public Library is scheduled for Tuesday, October 18 at 6:30 pm.
It&#8217;s designed for baby boomers to help you maximize your retirement income. If you are 55 or older, have not yet filed for social security, and live in or around Keller, you should strongly consider [...]]]></description>
		<link>http://keenerfinancial.com/keller-social-security-workshop?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=keller-social-security-workshop</link>
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