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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; debt management</title>
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		<title>Advice Featured in Dallas Morning News</title>
		<link>http://keenerfinancial.com/advice-featured-in-dallas-morning-news?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=advice-featured-in-dallas-morning-news</link>
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		<pubDate>Mon, 11 Oct 2010 19:58:18 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
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		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[IRA roll over]]></category>
		<category><![CDATA[retirement savings]]></category>
		<category><![CDATA[Roth conversion]]></category>

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		<description><![CDATA[The Dallas Morning News hosts an annual financial planning hotline and web chat to allow readers to get free financial advice from members of the Dallas-Fort Worth Financial Planning Assocation.  I&#8217;ve participated in this event for each of the last 3 years, and this year&#8217;s questions reflected many of the issues that Texans are facing right [...]]]></description>
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		<title>30-Second Financial Gut Check</title>
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		<comments>http://keenerfinancial.com/30-second-financial-gut-check#comments</comments>
		<pubDate>Wed, 26 Aug 2009 20:21:39 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Debt Management]]></category>
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		<category><![CDATA[financial concern]]></category>
		<category><![CDATA[financial stress]]></category>
		<category><![CDATA[financial worry]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=871</guid>
		<description><![CDATA[If you&#8217;re like many Americans right now, you&#8217;re worried about your finances.  Even if nothing has particularly changed for you in the past year &#8211; perhaps you still have the same job, same mortgage payment, same retirement accounts &#8211; you likely now have a gnawing sense of insecurity about what the future holds.  And if [...]]]></description>
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		<title>Keep an eye on your credit</title>
		<link>http://keenerfinancial.com/keep-an-eye-on-your-credit?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=keep-an-eye-on-your-credit</link>
		<comments>http://keenerfinancial.com/keep-an-eye-on-your-credit#comments</comments>
		<pubDate>Mon, 29 Jun 2009 15:36:24 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Debt Management]]></category>
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		<category><![CDATA[Legislative Changes]]></category>
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		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[revolving debt]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=702</guid>
		<description><![CDATA[The Credit Card legislation passed last month should ultimately help consumers.  However, in the short term, many people are being squeezed.   We have a combination of factors:

banks attempting to shore up their financial statements by reducing the available credit on credit cards, home equity lines of credit, and business credit lines
credit card companies seizing the opportunity [...]]]></description>
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		<title>New credit card law provisions</title>
		<link>http://keenerfinancial.com/new-credit-card-law-provisions?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=new-credit-card-law-provisions</link>
		<comments>http://keenerfinancial.com/new-credit-card-law-provisions#comments</comments>
		<pubDate>Wed, 27 May 2009 15:26:45 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt management]]></category>

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		<description><![CDATA[The key provisions of the credit card law that Obama signed last Friday, May 22 are below.  But first, my two cents &#8230;
I&#8217;ve heard a lot of talk about how these changes might make it more difficult to get credit and could result in higher fees in general and annual fees in particular for people who [...]]]></description>
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		<title>IOUSA on CNN this weekend</title>
		<link>http://keenerfinancial.com/iousa-on-cnn-this-weekend?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=iousa-on-cnn-this-weekend</link>
		<comments>http://keenerfinancial.com/iousa-on-cnn-this-weekend#comments</comments>
		<pubDate>Thu, 08 Jan 2009 20:21:54 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[IOUSA]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=513</guid>
		<description><![CDATA[I just learned that IOUSA will be airing on CNN this weekend.  I plan to set the DVR to make sure I get to watch it.  It&#8217;s a documentary about America&#8217;s addiction to debt that&#8217;s received outstanding reviews.  Here&#8217;s the info:
  CNN to Broadcast I.O.U.S.A.
The public has spoken, and we&#8217;ve listened. In response to demand [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to get a free copy of your credit report</title>
		<link>http://keenerfinancial.com/how-to-get-a-free-copy-of-your-credit-report?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=how-to-get-a-free-copy-of-your-credit-report</link>
		<comments>http://keenerfinancial.com/how-to-get-a-free-copy-of-your-credit-report#comments</comments>
		<pubDate>Mon, 03 Nov 2008 03:16:42 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[free credit report]]></category>

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		<description><![CDATA[Under the Fair and Accurate Credit Transactions Act of 2003 (FACTA), every consumer is entitled to a free credit report every 12 months from each of the three credit bureaus. To get your free annual report, you can contact each of the three credit bureaus individually, or you can contact one centralized source that has [...]]]></description>
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