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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; IRA</title>
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	<link>http://keenerfinancial.com</link>
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		<title>February Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/february-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=february-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/february-personal-finance-newsletter#comments</comments>
		<pubDate>Mon, 14 Feb 2011 17:52:26 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[cost basis]]></category>
		<category><![CDATA[health care law]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[market update]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[RMDs]]></category>
		<category><![CDATA[tax-free charitable contributions]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1445</guid>
		<description><![CDATA[The February personal finance newsletter is now available.  In addition to the investing market update, the topics are:

Extension of tax-free charitable contribution option from IRAs for those over 70 1/2
New cost basis reporting rules (important for those with taxable investment accounts)
Summary of the health care law provisions going into effect this year

Click here to read [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Quoted in Dallas Morning News on 2010 Roth conversions</title>
		<link>http://keenerfinancial.com/quoted-in-dallas-morning-news-on-2010-roth-conversions?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=quoted-in-dallas-morning-news-on-2010-roth-conversions</link>
		<comments>http://keenerfinancial.com/quoted-in-dallas-morning-news-on-2010-roth-conversions#comments</comments>
		<pubDate>Mon, 26 Oct 2009 01:10:04 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Jean's Advice in the News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[2010 Roth Conversion]]></category>
		<category><![CDATA[2010 Roth IRA conversions]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA conversion]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1039</guid>
		<description><![CDATA[I had the opportunity to talk with Pamela Yip, personal finance columnist at the Dallas Morning News, a couple weeks back about 2010 Roth IRA conversions.  Her article provides a good synopsis of the changes for 2010, and quotes me on when conversion makes the most sense.  Click here to read the article.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Partial Roth Conversion Strategy</title>
		<link>http://keenerfinancial.com/partial-roth-conversion-strategy?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=partial-roth-conversion-strategy</link>
		<comments>http://keenerfinancial.com/partial-roth-conversion-strategy#comments</comments>
		<pubDate>Tue, 13 Oct 2009 21:17:30 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2010 Roth Conversion]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Partial Roth Conversion]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[roth conversion strategies]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA conversion]]></category>
		<category><![CDATA[roth segregation strategy]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1009</guid>
		<description><![CDATA[When people find out how much tax they would have to pay to convert their IRA from traditional to Roth, it’s often times a conversion show stopper.  Even if all the analysis shows that conversion would be clearly beneficial to their after-tax retirement income levels or provide estate planning benefits, there’s a gigantic psychological hurdle [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Who should consider Roth conversion</title>
		<link>http://keenerfinancial.com/who-should-consider-roth-conversion?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=who-should-consider-roth-conversion</link>
		<comments>http://keenerfinancial.com/who-should-consider-roth-conversion#comments</comments>
		<pubDate>Fri, 18 Sep 2009 16:01:32 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2010 Roth Conversion]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA conversion]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=956</guid>
		<description><![CDATA[Given the historic opportunity of 2010 to spread the tax payment over 2 years in 2011 and 2012, everyone with a traditional IRA should take at least one look at Roth IRA conversion for next year.
It is most beneficial to you when all of these apply:

You&#8217;ll pay the resulting &#8220;conversion&#8221; tax with non-IRA funds
You have [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Paying the Bills: Potential Sources of Retirement Income</title>
		<link>http://keenerfinancial.com/paying-the-bills-potential-sources-of-retirement-income?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=paying-the-bills-potential-sources-of-retirement-income</link>
		<comments>http://keenerfinancial.com/paying-the-bills-potential-sources-of-retirement-income#comments</comments>
		<pubDate>Tue, 18 Aug 2009 14:27:04 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[business equity]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[working in retirement]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=845</guid>
		<description><![CDATA[Planning your retirement income is like putting together a puzzle with many different pieces. One of the first steps in the process is to identify all potential income sources and estimate how much you can expect each one to provide.
Social Security
According to the Social Security Administration (SSA), more than 9 of 10 people aged 65 [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/paying-the-bills-potential-sources-of-retirement-income/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Year End Tax Planning Techniques</title>
		<link>http://keenerfinancial.com/year-end-tax-planning-techniques?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=year-end-tax-planning-techniques</link>
		<comments>http://keenerfinancial.com/year-end-tax-planning-techniques#comments</comments>
		<pubDate>Wed, 03 Dec 2008 22:05:17 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[AMT]]></category>
		<category><![CDATA[energy efficiency]]></category>
		<category><![CDATA[IRA]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=402</guid>
		<description><![CDATA[Many tax provisions that had already expired or were scheduled to expire at the end of the year were extended as part of the Emergency Economic Stabilization Act of 2008, signed into law on October 3, 2008. Included in the list of extended provisions is an additional one year alternative minimum tax (AMT) &#8220;patch,&#8221; eliminating [...]]]></description>
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		<slash:comments>0</slash:comments>
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