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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; long-term care insurance</title>
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		<title>November Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/november-personal-finance-newsletter-2?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=november-personal-finance-newsletter-2</link>
		<comments>http://keenerfinancial.com/november-personal-finance-newsletter-2#comments</comments>
		<pubDate>Mon, 14 Nov 2011 16:28:52 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[College Funding]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[2011 college cost report]]></category>
		<category><![CDATA[2012 IRA contribution limits]]></category>
		<category><![CDATA[2012 medicare figures]]></category>
		<category><![CDATA[2012 social security figures]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[required minimum distributions]]></category>

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		<description><![CDATA[The November personal finance newsletter is now available.  It includes all the updates on 2012 IRA and retirement plan contribution limits, plus the 2012 social security and medicare figures.  In addition, we cover the importance of long term care planning for women and information on a free upcoming long term care insurance workshop at the [...]]]></description>
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		<title>Keller Free Financial Workshop</title>
		<link>http://keenerfinancial.com/keller-free-financial-workshop?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=keller-free-financial-workshop</link>
		<comments>http://keenerfinancial.com/keller-free-financial-workshop#comments</comments>
		<pubDate>Sat, 16 Oct 2010 14:00:26 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[disability insurance]]></category>
		<category><![CDATA[free financial workshops]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[long-term care insurance]]></category>

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		<description><![CDATA[How much insurance do you really need?
It can often seem challenging to get an objective answer to this question.
On Tuesday, October 19, at 6:30 pm, I will be presenting a free personal finance workshop at the Keller Public Library on life insurance, disability insurance, and long-term care insurance.  We will cover the basics of each [...]]]></description>
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		<title>New Texas Teacher Long-Term Care Insurance Option</title>
		<link>http://keenerfinancial.com/new-texas-teacher-long-term-care-insurance-option?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=new-texas-teacher-long-term-care-insurance-option</link>
		<comments>http://keenerfinancial.com/new-texas-teacher-long-term-care-insurance-option#comments</comments>
		<pubDate>Fri, 04 Sep 2009 14:00:42 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[Genworth long-term care]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[teacher long-term care insurance]]></category>
		<category><![CDATA[Texas teachers benefits]]></category>
		<category><![CDATA[TRS benefits]]></category>
		<category><![CDATA[TRS long-term care insurance]]></category>
		<category><![CDATA[TX teachers benefits]]></category>

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		<description><![CDATA[Beginning on September 1 this year, the new long-term care insurance provider for the Texas Teacher Retirement System (TRS) switched from Aetna to Genworth.  During open enrollment from September 15 &#8211; November 15 this year, teachers will have the option to sign up for this insurance.  If you&#8217;re thinking about getting long-term care insurance anytime soon, [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Be skeptical: 5 claims to watch out for in long-term care insurance</title>
		<link>http://keenerfinancial.com/be-skeptical-5-claims-to-watch-out-for-in-long-term-care-insurance?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=be-skeptical-5-claims-to-watch-out-for-in-long-term-care-insurance</link>
		<comments>http://keenerfinancial.com/be-skeptical-5-claims-to-watch-out-for-in-long-term-care-insurance#comments</comments>
		<pubDate>Mon, 24 Aug 2009 14:45:21 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[long-term care insurance]]></category>

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		<description><![CDATA[Long-term care planning is an important aspect of a financial plan, especially for those 50+.  And insurance is often a component of that plan.   But it&#8217;s important to know exactly what you&#8217;re buying, to compare pricing and features with comparable companies, and to buy the insurance for the right reasons.  You don&#8217;t want to be swayed by unsubstantiated sales [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Long Term Care is a Woman&#8217;s Issue</title>
		<link>http://keenerfinancial.com/long-term-care-is-a-womans-issue?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=long-term-care-is-a-womans-issue</link>
		<comments>http://keenerfinancial.com/long-term-care-is-a-womans-issue#comments</comments>
		<pubDate>Thu, 20 Aug 2009 15:31:09 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Women's Issues]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[women's financial issues]]></category>

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		<description><![CDATA[
I just read a great article in the Journal of Financial Planning about the &#8220;Double Jeopardy&#8221; women face with long-term care.  Written by Mary Quist-Newins with American College, she succinctly describes the increased risks women face as both caregivers and receivers in planning for long-term care.
According to Quist-Newins, the first risk is caregiving.  She writes:
For many women, the first [...]]]></description>
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