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	<title>Keener Financial Planning, fee only financial advisor in Dallas Fort Worth &#187; social security</title>
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	<link>http://keenerfinancial.com</link>
	<description>personal financial planning, financial advisor in Dallas Fort Worth, financial advisor in Keller, TX, fee only financial planner, hourly financial planner, investment advice, retirement planning, college planning, divorce financial planning, budgeting and debt management</description>
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		<title>Coordinating Spousal Benefits for Social Security</title>
		<link>http://keenerfinancial.com/coordinating-spousal-benefits-for-social-security?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=coordinating-spousal-benefits-for-social-security</link>
		<comments>http://keenerfinancial.com/coordinating-spousal-benefits-for-social-security#comments</comments>
		<pubDate>Mon, 03 Oct 2011 17:47:12 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Featured Posts]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[social security spousal benefits]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1662</guid>
		<description><![CDATA[Coordinating spousal benefits in filing for social security can make a big difference in your retirement income.  Contrary to popular practice, it’s not automatic that each spouse should just file for social security benefits as soon as he or she retires.  As a couple, you have the potential to increase your income over your whole [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Keller Social Security Workshop</title>
		<link>http://keenerfinancial.com/keller-social-security-workshop?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=keller-social-security-workshop</link>
		<comments>http://keenerfinancial.com/keller-social-security-workshop#comments</comments>
		<pubDate>Mon, 26 Sep 2011 14:51:34 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1658</guid>
		<description><![CDATA[My free workshop on social security planning at the Keller Public Library is scheduled for Tuesday, October 18 at 6:30 pm.
It&#8217;s designed for baby boomers to help you maximize your retirement income. If you are 55 or older, have not yet filed for social security, and live in or around Keller, you should strongly consider [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keller Social Security Planning Workshop</title>
		<link>http://keenerfinancial.com/keller-social-security-planning-workshop?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=keller-social-security-planning-workshop</link>
		<comments>http://keenerfinancial.com/keller-social-security-planning-workshop#comments</comments>
		<pubDate>Mon, 18 Jul 2011 21:45:10 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1553</guid>
		<description><![CDATA[I am conducting a free social security strategy workshop at the Keller Public Library on Tuesday, July 19 at 6:30 pm.
It&#8217;s designed for baby boomers to help you maximize your retirement income. If you are 55 or older, have not yet filed for social security, and live in or around Keller, you should strongly consider attending this [...]]]></description>
		<wfw:commentRss>http://keenerfinancial.com/keller-social-security-planning-workshop/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>July Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/july-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=july-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/july-personal-finance-newsletter#comments</comments>
		<pubDate>Thu, 14 Jul 2011 20:06:30 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[mileage rates]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1544</guid>
		<description><![CDATA[The July personal financial planning newsletter is now available.
Because of the tumultuous investment markets and economic uncertainty, the newsletter includes two investing columns &#8212; one a recap of the second quarter market performance with a look forward, and another by Jim Parker with Dimensional Funds providing some compelling data on the importance of maintaining investment [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maximizing Social Security Survivor&#8217;s Benefits</title>
		<link>http://keenerfinancial.com/maximizing-social-security-survivors-benefits?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=maximizing-social-security-survivors-benefits</link>
		<comments>http://keenerfinancial.com/maximizing-social-security-survivors-benefits#comments</comments>
		<pubDate>Mon, 25 Apr 2011 19:29:23 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[survivors benefits]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1509</guid>
		<description><![CDATA[When you think of Social Security, you probably think of retirement. However, Social Security can also provide much-needed income to your family members when you die, making their financial lives easier.
Your family may be entitled to receive survivor&#8217;s benefits based on your work record
When you die, certain members of your family may be eligible to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>April Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/april-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=april-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/april-personal-finance-newsletter#comments</comments>
		<pubDate>Fri, 15 Apr 2011 14:53:56 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[401(k) Roth conversions in-plan]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[IRA contribution deadline]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1500</guid>
		<description><![CDATA[The April 2011 Personal Finance Newsletter is now available.  This month&#8217;s newsletter includes a reminder on Monday&#8217;s 2010 IRA contribution deadline and information on social security statements being suspended.   We also have articles on the estate tax exemption portability and the opportunity for some to do Roth conversions inside their 401(k) plans. Plus &#8212; it&#8217;s my pleasure to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>March Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/march-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=march-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/march-personal-finance-newsletter#comments</comments>
		<pubDate>Mon, 14 Mar 2011 15:42:15 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[charitable giving]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1459</guid>
		<description><![CDATA[The March personal financial planning newsletter is now available.   It includes an update on the investment market, tips on cutting discretionary spending to build your cash reserve, planned charitable giving, and social security survivors benefit.  There&#8217;s also a special guest column from attorney Rania Combs on the complexities of dying intestate (without a will) for individuals in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Maximize Social Security Benefits</title>
		<link>http://keenerfinancial.com/how-to-maximize-social-security-benefits?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=how-to-maximize-social-security-benefits</link>
		<comments>http://keenerfinancial.com/how-to-maximize-social-security-benefits#comments</comments>
		<pubDate>Mon, 07 Feb 2011 14:55:13 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[seminars]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1439</guid>
		<description><![CDATA[Baby boomers, learn how to maximize your social security benefits and about recent changes to the social security program.   I am conducting a free social security strategy workshop at the Keller Public Library on Tuesday, February 15 at 6:30 pm.    It&#8217;s designed for baby boomers to help you maximize your retirement income.  We will cover:

5 factors to consider when deciding [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>December Personal Finance Newsletter</title>
		<link>http://keenerfinancial.com/december-personal-finance-newsletter?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=december-personal-finance-newsletter</link>
		<comments>http://keenerfinancial.com/december-personal-finance-newsletter#comments</comments>
		<pubDate>Thu, 16 Dec 2010 19:26:01 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Legislative Changes]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1428</guid>
		<description><![CDATA[The December 2010 personal finance newsletter is now available.  It includes an important update on social security rules, 2011 IRS mileage rates, considerations in rolling your traditional 401(k) to a Roth IRA, and changes to the adoption assistance program.  As always, there&#8217;s also an investment market update.  Please click here to view the newsletter.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Social Security Workshop for Baby Boomers</title>
		<link>http://keenerfinancial.com/social-security-workshop-for-baby-boomers?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=social-security-workshop-for-baby-boomers</link>
		<comments>http://keenerfinancial.com/social-security-workshop-for-baby-boomers#comments</comments>
		<pubDate>Mon, 08 Nov 2010 21:52:39 +0000</pubDate>
		<dc:creator>Jean Keener, CFP, CRPC, CFDS</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Seminars & Events]]></category>
		<category><![CDATA[Your Finances]]></category>
		<category><![CDATA[Keller retirement workshops]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[social security filing strategies]]></category>

		<guid isPermaLink="false">http://keenerfinancial.com/?p=1411</guid>
		<description><![CDATA[I am conducting a free personal finance workshop on social security planning strategies at the Keller Public Library on Tuesday, November 16 at 6:30 pm.  Personal finance workshops are held the third Tuesday of each month at the library, and this will be the last time the social security topic will be addressed in 2010.
The session will cover [...]]]></description>
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		<slash:comments>0</slash:comments>
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