Quoted on BankRate about Roth IRAs and emergency funds

When you’re juggling creating an emergency fund and saving for retirement, it’s important to be aware of your options.   BankRate.com reporter Teri Cettina recently interviewed me about using a Roth IRA as a back-up to your primary emergency fund.  A Roth IRA should not be your primary emergency fund, but it can provide a useful supplement  that can help you work toward both retirement and emergency fund goals simultaneously.  You need to understand the pros and cons of the strategy and make sure it really makes sense for you.  Also be aware that Roth contributions are not treated the same as funds converted to a Roth.  You can see Teri’s full article on BankRate.com.