The January 2012 personal finance newsletter is now available. It includes a 2011 investment market recap from Dimensional Fund Advisors with data on all the major indices and a summary of the major investing themes of 2011. In addition, there’s a comparison between the dividend rates of the S&P 500 and interest rate on treasuries and commentary of what this means to your portfolio. Plus, the newsletter announces the first half of 2012 schedule for Keller Financial Planning Workshops at the Keller Public Library. To read the newsletter, click here.