The February 2012 personal finance newsletter is now available. In the newsletter, we have financial planning inspiration from Keller High School seniors to refocus on paying yourself first. For investing, it includes an investment market update and information on the new cost basis rules. For retirement planning, we look at how social security works for those who are divorced. On the tax planning front, we have an update on the law that extends the payroll tax cut and an overview of the tax proposals included in the President’s budget. Click here to read the newsletter.