Our October newsletter is now available to help with your personal financial planning. It includes an overview of the third quarter investment market performance, along with a review of Nobel Prize winning economist Richard Thaler’s work. In addition, we have suggestions on how to respond to the Equifax data breach, and some interesting data from Dimensional Funds on how uncommon “average” investment returns truly are. We also have reminders for Medicare and the Affordable Care Act marketplace open enrollment periods. Click here to view the newsletter.