The May personal finance newsletter is now available. In addition to the introduction of our new staff members Jordan Nightingale and Rachel Songer, it includes financial planning information on understanding your expenses in your 401k as you plan your retirement, how to use payable on death accounts, and the financial value of a college degree. Plus, we have an update on how the estate tax in 2013 affects your financial planning if you live in Texas. Click here to read the newsletter.