Retirement Planning Keller, TX | Fee Only Financial Planner Keller, TX | Keener Financial Planning

Roth conversion of after-tax contributions – limited time only?

October 22, 2021 By Jean Keener, CFP, CRPC

We don’t normally invest much energy in discussing pending legislation until it becomes law. However, the Build Back Better reconciliation bill introduced in Congress on September 13 creates a time-sensitive opportunity for Roth conversions of after-tax dollars. Beginning in 2022, after-tax … [Read more...]

Working at Keener Financial Planning

August 23, 2021 By Jean Keener, CFP, CRPC

Several of our team members recently shared what it's like working at Keener Financial Planning in a series of short videos. Careers are at our firm are appealing to Certified Financial Planner(TM) professionals who are passionate about fee-only planning and being accessible to clients from all … [Read more...]

Best Financial Advisor 2021

July 27, 2021 By Jean Keener, CFP, CRPC

We are delighted to share that Keener Financial Planning has been awarded Best Financial Advisor by readers of Living Magazine Keller for 2021. Thank you so much to all who voted for us. We are so grateful for each of our clients and supporters in the Keller community. You make our work fun and … [Read more...]

Cost of Trying to Time the Market

July 17, 2021 By Jean Keener, CFP, CRPC

Trying to time the market can be costly. If you'd invested $1,000 in the S&P 500 index in 1990, you'd have had $20,451 by the end of 2020. However, missing the best day reduced your total to $18,329. And, missing the 5 best days, reduces it to $12,917. Because a picture shows this so well, … [Read more...]

Q3 Financial Planning Newsletter

July 14, 2021 By Jean Keener, CFP, CRPC

Our third-quarter financial planning newsletter is now available. It includes an update on the investment markets, along with our perspective on inflation. We also cover how to decide if you should opt-out of the child tax credit payments. In addition, we share that we've just completed our … [Read more...]

Keener Financial Planning scholarship winner

June 18, 2021 By Jean Keener, CFP, CRPC

We are pleased to announce that the first annual Keener Financial Planning scholarship was awarded last night. Michelle Nguyen is the highly accomplished recipient. The scholarship was awarded through The Greater Keller Women's Club Foundation. We started this scholarship to help more … [Read more...]

2021 Child Tax Credit Advance Payments

June 16, 2021 By Jean Keener, CFP, CRPC

If your family is eligible for the 2021 child tax credit, you have the option to decide if you want to receive advance payments or not. The default is to receive the advance payments. You also have the option to opt out. If you opt out, you will still receive the full tax credit. It will just be … [Read more...]

Financial Planning April 2021 Newsletter

April 15, 2021 By Jean Keener, CFP, CRPC

The second quarter financial planning newsletter is now available. It includes information on inherited IRA required minimum distributions, estate planning, spending plans, and an overview of the investment markets. We also share an update on meeting options and our team. Click here to read the … [Read more...]

Keener Financial Planning extends firm ownership

April 13, 2021 By Jean Keener, CFP, CRPC

I am delighted to share that I am no longer the sole owner of Keener Financial Planning. Rachel Songer and Kelli Hinton are now Co-Owners of the firm as of January 1, 2021. Rachel joined Keener in 2013 with a degree in Financial Planning from Texas Tech. Along with helping hundreds of clients … [Read more...]

FAQs on RMDs from Inherited IRAs

April 8, 2021 By Rachel Songer, CFP

When the SECURE Act was passed by Congress at the end of 2019, the rules changed for most future Inherited IRA holders. But wait… wasn’t there also the CARES Act in 2020 that allowed ALL IRA owners to forego taking their required minimum distribution (RMD) for 2020? Yep. Between the SECURE Act … [Read more...]