Keener Financial Planning

Keener Financial Planning is a Fee only Certified Financial Planner in Dallas, Ft. Worth, and Keller, TX. Call us to schedule today at (817) 993-0401.

817-993-0401 | [email protected]

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Accessing Cash in Retirement

July 18, 2022

inflation and your financial plan

There is a lot of information available on how to save and invest for retirement. Investors select an asset allocation and learn what accounts to contribute to. But what about in retirement? We are still invested, but instead of saving, we need to spend some of our savings. How much should we have … [Read more...]

Filed Under: Investing, Retirement, Taxes, Your Finances Tagged With: Retirement, retirement income, retirement planning, tax planning

Planning with Medicare Premiums in Mind

January 3, 2020

Medicare IRMAA planning

Depending on your income, premiums for Medicare Part B could cost more than the standard rate ($144.60 per month in 2020). This is referred to as IRMAA – the income related monthly adjustment amount. In 2020, Part B premiums will cost more if your modified adjusted gross income (MAGI) is higher than … [Read more...]

Filed Under: Insurance, Legislative Changes, News, Retirement, Taxes, Your Finances Tagged With: IRMAA, medicare, retirement income

Keller Social Security Workshop

September 26, 2011

My free workshop on social security planning at the Keller Public Library is scheduled for Tuesday, October 18 at 6:30 pm. It's designed for baby boomers to help you maximize your retirement income. If you are 55 or older, have not yet filed for social security, and live in or around Keller, you … [Read more...]

Filed Under: News, Retirement, Seminars & Events, Your Finances Tagged With: retirement income, social security

How to Structure Retirement Income

March 12, 2011

I'm providing a free personal finance workshop at the Keller Public Library on Tuesday, March 15 at 6:30 pm on Structuring Your Retirement Income.  This retirement income workshop is designed for residents of Keller and surrounding areas who are in or near retirement.  Investing for retirement … [Read more...]

Filed Under: Investing, News, Retirement, Your Finances Tagged With: portfolio drawdown, Retirement, retirement income

How to Maximize Social Security Benefits

February 7, 2011

Baby boomers, learn how to maximize your social security benefits and about recent changes to the social security program.   I am conducting a free social security strategy workshop at the Keller Public Library on Tuesday, February 15 at 6:30 pm.    It's designed for baby boomers to help you … [Read more...]

Filed Under: News, Retirement, Seminars & Events, Your Finances Tagged With: retirement income, seminars, social security

March 2010 Newsletter

March 9, 2010

The March 2010 Newsletter is now available.  It includes an investment market update, Part II in my series on how to tap into your home equity in retirement, considerations in evaluating an early retirement offer, information on 2009 tax deduction for 2010 Haitian relief contributions, 2011 tax rate … [Read more...]

Filed Under: Investing, Legislative Changes, News, Newsletters, Retirement, Taxes, Your Finances Tagged With: credit card act, early retirement, home buyers credit, Investing, Retirement, retirement income, Taxes

February 2010 Newsletter

February 9, 2010

The February newsletter is now available.  It includes an update on January stock and bond market performance, the first article in a two-part series on how to tap into your home equity for retirement income, a preview of a new financial planning service, and more.  Click here to read the … [Read more...]

Filed Under: College Funding, Investing, News, Newsletters, Retirement, Your Finances Tagged With: financial planning services, home as retirement income source, January 2010 bond market performance, January 2010 stock market performance, ongoing financial planning relationship, retirement income, using home equity for income

Pension Max: Is it right for you?

December 15, 2009

If you’re near retirement and have a pension, you may be considering a pension max strategy.  With all the variables involved, it can be challenging to determine if it’s really in your best interest.   First – what is pension max?    Pension max is used by married couples to increase their net … [Read more...]

Filed Under: Insurance, News, Retirement, Taxes, Your Finances Tagged With: pension benefit, pension election, pension max, pension max strategy, Retirement, retirement income, retirement planning

Funding early retirement

October 26, 2009

Most are familiar with the magic ages of 59 ½ when you can start withdrawing from retirement savings without paying the 10% IRS penalty and 62 when you can start taking social security.  But sometimes retirement comes before these ages either voluntarily or involuntarily, and you may need income.  … [Read more...]

Filed Under: News, Retirement, Your Finances Tagged With: 401(k), 55 and separation from service, 72(t), early retirement, Retirement, retirement income, retirement plan distributions, retirement planning, substantially equal payments

Who should consider Roth conversion

September 18, 2009

Given the historic opportunity of 2010 to spread the tax payment over 2 years in 2011 and 2012, everyone with a traditional IRA should take at least one look at Roth IRA conversion for next year. It is most beneficial to you when all of these apply: You'll pay the resulting "conversion" tax … [Read more...]

Filed Under: Investing, Retirement, Taxes, Your Finances Tagged With: 2010 Roth Conversion, estate planning, IRA, Retirement, retirement income, retirement planning, Roth IRA, Roth IRA conversion

Paying the Bills: Potential Sources of Retirement Income

August 18, 2009

Planning your retirement income is like putting together a puzzle with many different pieces. One of the first steps in the process is to identify all potential income sources and estimate how much you can expect each one to provide. Social Security According to the Social Security Administration … [Read more...]

Filed Under: Featured Posts, Investing, News, Retirement, Taxes, Your Finances Tagged With: 401(k), annuity, business equity, home equity, IRA, pension, Retirement, retirement income, social security, working in retirement

Annuities: Retirement Income Option

December 5, 2008

Everyone like a guarantee.  Unfortunately, in the financial services industry they're few and far between.  And those that are available often come with a steep price -- if you can even figure out what the price is. As you know, I don't sell any products or accept commissions on products I … [Read more...]

Filed Under: Retirement, Your Finances Tagged With: annuities, Retirement, retirement income, single premium immediate annuities, SPIA

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Keener Financial Planning
3 weeks ago
Keener Financial Planning

Our Spring Financial Planning Newsletter with updated investment market perspective, advice on how to handle 401(k) rollovers during times of market volatility, estate planning for your pets, and more! ... See MoreSee Less

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Spring 2025 Financial Planning Newsletter - Keener Financial Planning

keenerfinancial.com

Our Spring 2025 financial planning newsletter is now available. And there’s a lot to cover! We share tips for how to handle 401(k) rollovers during volatile market conditions and a TurboTax double-c...
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Keener Financial Planning
1 month ago
Keener Financial Planning

Our office will close early at 3:00 PM today and remain closed through Friday in observance of Good Friday. We will reopen with regular hours on Monday.

Wishing you a safe and wonderful weekend!
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Our office will close early at 3:00 PM today and remain closed through Friday in observance of Good Friday.  We will reopen with regular hours on Monday.

Wishing you a safe and wonderful weekend!
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Keener Financial Planning
1 month ago
Keener Financial Planning

In the midst of a tumultuous period in the investment markets, Christine Benz with Morningstar, Inc. provides a great to-do list for investors. ... See MoreSee Less

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What Now? An Investor’s To-Do List for Chaotic Markets

www.morningstar.com

A down market offers opportunities to check progress toward your long-term investing goals—and even save on taxes.
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Main Office:

1692 Keller Parkway
Keller, TX 76248

Ph: 817-993-0401
Fax: 817-993-0002

Satellite Office:

2626 Cole Avenue, 3rd floor
Dallas, TX 75201

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